Providing Senior Home Care in the Baltimore and DC Metro Area, with offices in Pikesville and Gaithersburg.

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Long-term Care Insurance and Home Care Service

Long-term insurance provides coverage for essential services and support for individuals requiring long-term care, with varying costs and benefits that depend on policy specifics and eligibility.
Information about Long Term Care Insurance
Information about Long Term Care Insurance

What is Long Term Insurance?

This type of insurance covers services and support for people needing long-term care, including help with the activities of daily living. Policies cover a wide range of benefits in a variety of settings, including the person’s home, an assisted living facility, or a nursing home. The exact coverage depends on the type of policy and the services it includes.

Make sure you understand what your policy does and does not cover and how long benefits last.

 

Many companies sell long-term care insurance.

Costs and benefits vary, so shopping around and comparing policies is a good idea. The cost of a policy is based on the type and amount of services, how old the person is when they buy the policy, and any optional benefits. Some employers are starting to offer group long-term care insurance programs as a benefit. It may be easier to qualify for long-term care insurance through an employer-sponsored program, and group rates may be cheaper than the cost of an individual policy.

Buying long-term care insurance can be a good choice for younger, relatively healthy people at low risk of needing long-term care in the next 25 years. Costs go up for people who are older, have health problems, or want more benefits. Someone who is in poor health or already receiving end-of-life care services may not qualify for long-term care insurance.

 

For more information about long-term care insurance, visit your state’s insurance administration.

And we want to remind that our agency can provide home care service to you or your family member and it will be fully covered by Long-term insurance.

 

 

If you or an aging loved one are considering home care in Pikesville, MD please contact the caring staff at A+ Personal Home Care. Call (443) 660-8757, After Hours: (443) 796-5241

A+ Personal Home Care is a Trusted Home Care Agency serving Baltimore and DC Metro Area, with offices in Pikesville and Gaithersburg.

Timur Yusufov
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